Hi, Gwen & Cynthia,
Gwen, Margaret’s name is RAUHA. which is Finnish and means “peace,” or “harmony,” or “calm.” Penelope was never identified in the book. I checked back in #2, and they weren’t sure about her and Margaret. They only learned about Margaret in #3.
Cynthia, I wondered how long it would take you to come up with the Book #3 chapter titles! I’m SO glad PAYBACK made such a big hit with you. Thanks for the list, and for posting to let me know how you enjoyed the conclusion of the story.
Thanks, ladies,
—-Gordon Korman—-